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NCash loan: How to apply, requirements & more

NCash

NCash is a loan service provider that allows eligible applicants to obtain loans and payback later. NCash is one of the top instant personal loans in Nigeria. In this post, we will talk about how to get a loan from NCash, requirements, how to repay, and lots more.

The NCash app makes it very easy for Nigerians to buy things they need while also settling their utility bills on time. NCash has been a favourite loan app to many people that obtain loans and payback later.

NCash loan requirements

If you are already familiar with how most loan apps work in Nigeria, then you will know that each loan service has its requirements.

And you must be eligible before filling out the loan application. If you are not eligible, your loan application will not be approved. The NCash loan requirements have been listed below. 

NCash mobile app download

NCash is not available for iOS and Windows devices at the moment of updating this post. You need to download the official app before you can enjoy NCash loan services.

You can download and install it from the Google Play Store. It has a small size of 21 MB and over 500,000 downloads. It currently has a review rating of 3.9 from over 13,000 users.

How to get a loan from NCash

After you download and install the app, you are halfway through the process. The next thing to do is register an account with NCash.

Now that you have registered and can access your dashboard, you should proceed with your loan application.

Apart from the loan application button, most of the other features on your dashboard may not be useful until you have obtained a loan. To get a loan from NCash service, follow the instructions below.

After submission, your loan application will be reviewed and either approved or rejected. The review can take a few minutes or several hours.

How much loan can you get from the NCash?

The NCash mobile app allows eligible Nigerians above the age of 18 to obtain a loan amount between ₦1,000 to ₦100,000.

You can’t obtain more than ₦100,000 from NCash at the moment.

NCash loan tenor

Unlike some instant loan services in Nigeria, NCash has a short repayment term. It doesn’t allow its repayment term to be up to 6 or 12 months.

NCash has repayments of 3 months (91 days) to 4 months (120 days).

NCash loan interest rate

NCash has an Annual Percentage Rate of 14%. Also, each day you fail to repay your loan (after the due date) attracts an overdue fee of 2.5%.

For example, if you obtain a loan amount of ₦10,000 from NCash:

Repayment of loans

You can repay your loans through the NCash mobile app as well. Follow the steps below.

NCash Head office

NCash loan service has a physical office in Nigeria. You can always visit the office during working days. It is located at Lateef Jakande Road, Ogba, Ikeja, Lagos, Nigeria.

NCash customer support and email address

For questions and complaints, you can reach out to NCash customer care through their email address.
Email address: customercare@Ncash.com

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